/* =====================================================
   REFI CALC — Page-Specific Styles
   Mountain State Financial Group
   ===================================================== */

/* =====================================================
   COLLAPSIBLE INPUT SECTIONS
   ===================================================== */
.collapsible-section-wrap {
    position: relative;
}

.section-header-toggle {
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    user-select: none;
    transition: background 0.2s;
    border-radius: 6px;
    margin: -0.25rem -0.25rem 0 -0.25rem;
    padding: 0.25rem 0.5rem 0.25rem 0.25rem;
}

.section-header-toggle:hover {
    background: rgba(64, 145, 108, 0.05);
}

.section-header-toggle h2 {
    margin: 0;
    flex: 1;
}

.section-collapse-btn {
    background: none;
    border: none;
    font-size: 1rem;
    color: var(--primary);
    cursor: pointer;
    padding: 0.3rem 0.5rem;
    line-height: 1;
    transition: transform 0.3s;
    flex-shrink: 0;
}

.section-body {
    overflow: hidden;
    max-height: 0;
    opacity: 0;
    transition: max-height 0.4s ease, opacity 0.3s ease, padding 0.3s ease;
    padding-top: 0;
}

.section-body.open {
    max-height: 3000px;
    opacity: 1;
    padding-top: 1rem;
}

/* =====================================================
   OPTIONAL BADGE
   ===================================================== */
.optional-badge {
    display: inline-block;
    font-size: 0.65rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    background: linear-gradient(135deg, #fff3cd, #ffeeba);
    color: #856404;
    padding: 0.15rem 0.6rem;
    border-radius: 12px;
    margin-left: 0.5rem;
    vertical-align: middle;
    border: 1px solid #f0d060;
}

/* =====================================================
   CASH OUT / DEBT ROWS
   ===================================================== */
#cashOutSection {
    border-left-color: var(--accent);
}

.debt-row {
    display: flex;
    gap: 0.5rem;
    align-items: flex-end;
    padding: 0.5rem 0;
    flex-wrap: wrap;
}

.debt-row + .debt-row {
    border-top: 1px solid var(--border);
}

.debt-row input[type="text"] {
    padding: 0.5rem 0.75rem;
    border: 2px solid var(--border);
    border-radius: 6px;
    font-size: 0.9rem;
}

.debt-row input[type="text"]:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(64, 145, 108, 0.1);
}

.input-row {
    display: flex;
    gap: 0.5rem;
    align-items: flex-end;
    flex-wrap: wrap;
}

.info-text {
    color: var(--gray);
    font-size: 0.9rem;
    margin-bottom: 1rem;
    line-height: 1.5;
}

.field-hint {
    display: block;
    color: var(--gray);
    font-size: 0.78rem;
    margin-top: 0.25rem;
    font-style: italic;
}

/* =====================================================
   PAYMENT TOGGLE
   ===================================================== */
.payment-toggle-row {
    margin-top: 1rem;
    padding: 0.75rem 1rem;
    background: var(--light);
    border-radius: 6px;
    border: 1px solid var(--border);
}

.toggle-label {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    cursor: pointer;
    font-weight: 500;
    color: var(--dark);
    font-size: 0.95rem;
}

.toggle-label input[type="checkbox"] {
    width: 18px;
    height: 18px;
    accent-color: var(--primary);
    cursor: pointer;
}

.toggle-text {
    user-select: none;
}

.toggle-label input:checked + .toggle-text {
    color: var(--primary);
    font-weight: 600;
}

/* =====================================================
   CALCULATE BUTTON
   ===================================================== */
.btn-calculate {
    font-size: 1.15rem;
    padding: 1rem 2.5rem;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    box-shadow: 0 4px 15px rgba(45, 106, 79, 0.3);
    transition: all 0.3s;
}

.btn-calculate:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(45, 106, 79, 0.35);
}

.btn-calculate:active {
    transform: translateY(-1px);
}

.btn-calculate span {
    margin-right: 0.3rem;
}

/* =====================================================
   FEE SECTIONS — EXCLUDED STYLING
   ===================================================== */
.fee-section-excluded {
    position: relative;
    opacity: 0.75;
    border-left: 3px dashed var(--gray);
    padding-left: 1rem;
}

.fee-section-excluded:hover {
    opacity: 1;
}

.excluded-badge {
    display: inline-block;
    background: var(--warning);
    color: var(--dark);
    font-size: 0.7rem;
    font-weight: 700;
    padding: 0.15rem 0.5rem;
    border-radius: 3px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-left: 0.5rem;
    vertical-align: middle;
}

.excluded-total {
    border-color: var(--gray) !important;
}

.excluded-total label {
    color: var(--gray) !important;
}

.excluded-total .total-value {
    color: var(--gray) !important;
}

/* =====================================================
   RESULTS ENTRANCE ANIMATION
   ===================================================== */
#resultsContainer {
    transition: opacity 0.5s ease, transform 0.5s ease;
}

#resultsContainer.hidden {
    display: none;
}

#resultsContainer.visible {
    display: block;
    animation: slideIn 0.6s ease-out;
}

@keyframes slideIn {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* =====================================================
   RESULT CARD STATUS COLORING (dynamic)
   ===================================================== */
.result-card.favorable {
    border: 2px solid var(--success);
    background: linear-gradient(135deg, #f0fff4 0%, #f8fff8 100%);
}

.result-card.favorable .result-value {
    color: var(--success);
}

.result-card.unfavorable {
    border: 2px solid var(--danger);
    background: linear-gradient(135deg, #fff5f5 0%, #fff8f8 100%);
}

.result-card.unfavorable .result-value {
    color: var(--danger);
}

.result-card.neutral {
    border: 2px solid var(--warning);
    background: linear-gradient(135deg, #fffff0 0%, #fffef8 100%);
}

.result-card.neutral .result-value {
    color: #b8860b;
}

/* =====================================================
   BREAKDOWN SECTION
   ===================================================== */
.breakdown-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-top: 1.5rem;
}

.breakdown-card {
    background: var(--light-gray);
    border-radius: 10px;
    padding: 1.5rem;
    border: 1px solid var(--border);
}

.breakdown-card h3 {
    color: var(--primary);
    margin-top: 0;
    margin-bottom: 1rem;
    font-size: 1rem;
}

.breakdown-item {
    display: flex;
    justify-content: space-between;
    padding: 0.4rem 0;
    border-bottom: 1px solid var(--border);
}

.breakdown-item:last-child {
    border-bottom: none;
    font-weight: 600;
    padding-top: 0.5rem;
}

.breakdown-label {
    color: var(--gray);
    font-size: 0.85rem;
}

.breakdown-value {
    font-weight: 500;
    color: var(--dark);
}

/* =====================================================
   DIFFERENCE CARD
   ===================================================== */
.difference {
    text-align: center;
    margin-top: 1.5rem;
    padding: 1.5rem;
    border-radius: 10px;
    border: 2px solid var(--border);
    background: var(--light-gray);
}

.difference h3 {
    margin-top: 0;
    color: var(--gray);
    font-size: 0.95rem;
}

.difference-value {
    font-size: 2.2rem;
    font-weight: 700;
}

.difference.positive .difference-value {
    color: var(--success);
}

.difference.negative .difference-value {
    color: var(--warning);
}

.difference p {
    color: var(--gray);
    margin-bottom: 0;
}

/* =====================================================
   COMPARISON GRID
   ===================================================== */
.comparison-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-top: 1.5rem;
}

.comparison-item {
    text-align: center;
    padding: 1rem;
    background: var(--light-gray);
    border-radius: 8px;
    border: 1px solid var(--border);
}

.comparison-item h4 {
    color: var(--gray);
    margin: 0 0 0.5rem;
    font-size: 0.85rem;
}

.comparison-item .value {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary);
}

/* =====================================================
   ADVICE SECTION VARIANTS
   ===================================================== */
.conclusion.advice-now {
    background: linear-gradient(135deg, #d4edda 0%, #f0fff0 100%);
    border-color: var(--success);
}

.conclusion.advice-now .recommendation {
    color: var(--success);
    border-color: var(--success);
}

.conclusion.advice-wait {
    background: linear-gradient(135deg, #fff3cd 0%, #fffef0 100%);
    border-color: var(--warning);
}

.conclusion.advice-wait .recommendation {
    color: #b8860b;
    border-color: var(--warning);
}

.conclusion.advice-caution {
    background: linear-gradient(135deg, #f8d7da 0%, #fff5f5 100%);
    border-color: var(--danger);
}

.conclusion.advice-caution .recommendation {
    color: var(--danger);
    border-color: var(--danger);
}

.advice-bullets {
    list-style: none;
    padding: 0;
    margin: 0;
}

.advice-bullets li {
    padding: 0.4rem 0;
    font-size: 0.95rem;
    color: var(--dark);
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
}

.advice-bullets li::before {
    content: "\2713";
    color: var(--success);
    font-weight: 700;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.advice-bullets li.con::before {
    content: "\2717";
    color: var(--danger);
}

.advice-bullets li.neutral-point::before {
    content: "\25CB";
    color: var(--warning);
}

/* =====================================================
   CHART CANVASES & SECTIONS
   ===================================================== */
.chart-content canvas {
    max-width: 100%;
    margin: 0 auto;
    display: block;
}

.chart-section {
    margin: 1.5rem 0;
    border: 1px solid var(--border);
    border-radius: 10px;
    overflow: hidden;
}

.chart-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 1.5rem;
    background: var(--light-gray);
    cursor: pointer;
    transition: background 0.2s;
}

.chart-header:hover {
    background: #eef2ef;
}

.chart-header h2 {
    margin: 0;
    font-size: 1.1rem;
    color: var(--primary);
}

.chart-toggle {
    background: var(--primary);
    color: var(--light);
    border: none;
    padding: 0.4rem 1rem;
    border-radius: 5px;
    cursor: pointer;
    font-size: 0.85rem;
    transition: background 0.2s;
}

.chart-toggle:hover {
    background: var(--secondary);
}

.chart-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s ease;
    padding: 0 1.5rem;
}

.chart-content.open {
    max-height: 600px;
    padding: 1rem 1.5rem 1.5rem;
}

.chart-description {
    color: var(--gray);
    font-size: 0.85rem;
    margin-bottom: 1rem;
    line-height: 1.5;
}

/* =====================================================
   COLLAPSIBLE SECTIONS (Math Details, Cost Summary)
   ===================================================== */
.collapsible-section {
    margin: 1.5rem 0;
    border: 1px solid var(--border);
    border-radius: 10px;
    overflow: hidden;
}

.collapsible-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 1.5rem;
    background: var(--light-gray);
    cursor: pointer;
    transition: background 0.2s;
}

.collapsible-header:hover {
    background: #eef2ef;
}

.collapsible-header h2 {
    margin: 0;
    font-size: 1.1rem;
    color: var(--primary);
}

.toggle-button {
    background: var(--accent);
    color: var(--light);
    border: none;
    padding: 0.4rem 1rem;
    border-radius: 5px;
    cursor: pointer;
    font-size: 0.85rem;
    transition: background 0.2s;
}

.toggle-button:hover {
    background: var(--primary);
}

.collapsible-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s ease;
    padding: 0 1.5rem;
}

.collapsible-content.open {
    max-height: 4000px;
    padding: 1rem 1.5rem 1.5rem;
}

/* =====================================================
   MATH STEPS (Calculation Details)
   ===================================================== */
.math-group {
    margin-bottom: 1.5rem;
}

.math-group h4 {
    color: var(--primary);
    font-size: 1.05rem;
    margin: 0 0 0.75rem 0;
    padding-bottom: 0.5rem;
    border-bottom: 1px solid var(--border);
}

.math-step {
    background: var(--light-gray);
    padding: 0.75rem 1rem;
    margin: 0.4rem 0;
    border-radius: 4px;
    border-left: 3px solid var(--accent);
    font-size: 0.9rem;
}

.math-step .step-label {
    font-weight: 600;
    color: var(--dark);
    margin-bottom: 0.25rem;
}

.math-step .step-formula {
    font-family: 'Courier New', Courier, monospace;
    color: var(--gray);
    font-size: 0.85rem;
}

.math-step .step-result {
    font-weight: 700;
    color: var(--primary);
    margin-top: 0.25rem;
}

/* =====================================================
   CLOSING COST SUMMARY TABLE
   ===================================================== */
.closing-summary-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.9rem;
}

.closing-summary-table th {
    background: var(--primary);
    color: var(--light);
    padding: 0.75rem 1rem;
    text-align: left;
    font-weight: 600;
}

.closing-summary-table td {
    padding: 0.5rem 1rem;
    border-bottom: 1px solid var(--border);
}

.closing-summary-table tr:nth-child(even) {
    background: var(--light-gray);
}

.closing-summary-table tr.section-header td {
    background: #e8f5e9;
    font-weight: 700;
    color: var(--primary);
    border-top: 2px solid var(--accent);
}

.closing-summary-table tr.subtotal td {
    font-weight: 700;
    border-top: 1px solid var(--accent);
}

.closing-summary-table tr.grand-total td {
    background: linear-gradient(135deg, #e8f5e8 0%, #f0fff0 100%);
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--primary);
    border-top: 3px solid var(--primary);
}

.closing-summary-table tr.excluded-row td {
    color: var(--gray);
    font-style: italic;
}

.closing-summary-table .amount-col {
    text-align: right;
    white-space: nowrap;
}

/* =====================================================
   PDF EXPORT STYLES
   ===================================================== */
.pdf-generating {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0,0,0,0.5);
    z-index: 9999;
    display: flex;
    align-items: center;
    justify-content: center;
}

.pdf-generating-content {
    background: var(--light);
    padding: 2rem 3rem;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 8px 32px rgba(0,0,0,0.3);
}

.pdf-generating-content h3 {
    color: var(--primary);
    margin: 0 0 0.5rem 0;
}

.pdf-generating-content p {
    color: var(--gray);
    margin: 0;
}

.pdf-spinner {
    width: 48px;
    height: 48px;
    border: 4px solid var(--border);
    border-top: 4px solid var(--primary);
    border-radius: 50%;
    animation: spin 1s linear infinite;
    margin: 0 auto 1rem;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

/* =====================================================
   PRINT STYLES
   ===================================================== */
@media print {
    /* Show results only if they've been calculated */
    #resultsContainer.visible { display: block !important; }
    #resultsContainer.hidden  { display: none !important; }

    /* Hide cost of waiting results if that section is disabled */
    #costOfWaitingResults[style*="display: none"] { display: none !important; }

    /* Break-inside avoidance for refi-specific containers */
    .result-card,
    .breakdown-card,
    .math-group,
    .chart-section,
    .collapsible-section,
    .results-section,
    .conclusion { break-inside: avoid; page-break-inside: avoid; }

    /* Debt consolidation rows */
    .debt-row {
        gap: 0.15rem !important;
        margin-bottom: 0.1rem !important;
    }
    .debt-row input[type="text"] { min-width: 0 !important; }

    /* MI editable inputs — display as plain text in print */
    .mi-mode-btn { display: none !important; }
    .mi-computed-hint { display: none !important; }
    .mi-input-wrap {
        border: none !important;
        background: none !important;
    }
    .mi-input {
        font-size: 7.5pt !important;
        font-weight: 600 !important;
        width: auto !important;
        padding: 0 !important;
    }
}

/* =====================================================
   RESPONSIVE ADJUSTMENTS
   ===================================================== */
@media (max-width: 768px) {
    .header-compact {
        flex-direction: column;
        text-align: center;
        padding: 0.5rem 1rem;
    }

    .header-compact .header-logo {
        max-width: 100px;
    }

    .header-compact h1 {
        font-size: 1.3rem;
    }

    .mi-info-inner {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.5rem;
    }

    .mi-editable {
        flex-wrap: wrap;
    }

    .breakdown-section {
        grid-template-columns: 1fr;
    }

    .comparison-grid {
        grid-template-columns: 1fr;
    }

    .fee-grid {
        grid-template-columns: 1fr;
    }

    .btn-calculate {
        font-size: 1rem;
        padding: 0.85rem 1.5rem;
    }

    .difference-value {
        font-size: 1.6rem;
    }

    .result-value {
        font-size: 1.3rem;
    }

    .debt-row {
        flex-direction: column;
        align-items: stretch;
    }

    .debt-row input[type="text"] {
        min-width: 0 !important;
    }
}

/* Result sub-detail text */
.result-sub {
    font-size: 0.8rem;
    color: var(--text-muted, #6c757d);
    margin-top: 0.25rem;
    line-height: 1.4;
}

/* Highlight value within breakdown cards */
.highlight-value {
    font-weight: 700;
    font-size: 1.05rem;
}

/* =====================================================
   MORTGAGE INSURANCE (MI) INFO ROW
   ===================================================== */
.mi-info-row {
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 0.75rem 1rem;
}

.mi-info-inner {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.mi-detail {
    display: flex;
    align-items: center;
    gap: 0.4rem;
}

.mi-label {
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--gray);
    white-space: nowrap;
}

.mi-value {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--primary);
}

.mi-note {
    font-size: 0.78rem;
    color: var(--gray);
    font-style: italic;
    flex: 1;
    min-width: 180px;
}

.mi-info-row.has-mi {
    background: linear-gradient(135deg, #fff3cd 0%, #fff8e1 100%);
    border-color: #f0d060;
}

.mi-info-row.no-mi {
    background: linear-gradient(135deg, #d4edda 0%, #f0fff0 100%);
    border-color: var(--success);
}

/* =====================================================
   COMPACT HEADER
   ===================================================== */
.header-compact {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 0.75rem 1.5rem;
    text-align: left;
}

.header-compact .header-logo {
    max-width: 120px;
    margin: 0;
}

.header-compact h1 {
    font-size: 1.6rem;
    margin: 0;
}

/* =====================================================
   EDITABLE MI INPUTS WITH $/% TOGGLE
   ===================================================== */
.mi-editable {
    display: flex;
    align-items: center;
    gap: 0.4rem;
}

.mi-input-wrap {
    display: flex;
    align-items: center;
    border: 2px solid var(--border);
    border-radius: 6px;
    overflow: hidden;
    background: var(--light);
    transition: border-color 0.3s;
}

.mi-input-wrap:focus-within {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(64, 145, 108, 0.1);
}

.mi-input {
    border: none !important;
    outline: none !important;
    box-shadow: none !important;
    padding: 0.35rem 0.5rem !important;
    font-size: 0.88rem !important;
    width: 90px !important;
    text-align: right;
    background: transparent !important;
    -moz-appearance: textfield;
}

.mi-input::-webkit-inner-spin-button,
.mi-input::-webkit-outer-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

.mi-mode-btn {
    background: var(--primary);
    color: var(--light);
    border: none;
    padding: 0.35rem 0.6rem;
    font-weight: 700;
    font-size: 0.82rem;
    cursor: pointer;
    min-width: 28px;
    text-align: center;
    transition: background 0.2s;
    line-height: 1;
}

.mi-mode-btn:hover {
    background: var(--secondary);
}

.mi-computed-hint {
    font-size: 0.72rem;
    color: var(--gray);
    font-style: italic;
    white-space: nowrap;
    margin-left: 0.25rem;
}

/* Prepaids & Escrow collapsible toggle */
.fee-section-toggle {
    margin: 0.75rem 0 0.25rem;
}

.fee-toggle-btn {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: none;
    border: 1px dashed var(--border);
    border-radius: 6px;
    padding: 0.5rem 0.75rem;
    font-size: 0.85rem;
    color: var(--gray);
    cursor: pointer;
    width: 100%;
    text-align: left;
    transition: all 0.2s;
}

.fee-toggle-btn:hover {
    border-color: var(--primary);
    color: var(--dark);
}

.fee-toggle-icon {
    font-size: 0.65rem;
    transition: transform 0.2s;
}

.fee-toggle-btn.open .fee-toggle-icon {
    transform: rotate(90deg);
}

.fee-prepaids-wrap {
    border-left: 2px dashed var(--border);
    margin-left: 0.5rem;
    padding-left: 0.75rem;
}

/* Payment breakdown detail — fine print below totals */
.payment-detail {
    display: block;
    font-size: 0.72rem;
    color: var(--gray);
    font-weight: 400;
    margin-top: 0.15rem;
    line-height: 1.3;
}

/* Fee MI display in closing costs */
.fee-mi-display {
    font-size: 1rem;
    display: block;
    padding: 0.35rem 0;
}