FHA Loan Calculator

Estimate FHA eligibility, UFMIP, NTB, and cash to close based on current guidelines.

Loan Scenario

Months owned (calculated): —

Value & Balances

Used as part of the "lesser of" test for purchases
For refis where costs are rolled in

Net Tangible Benefit (NTB)

For FHA Streamline, NTB typically requires at least a 5% payment reduction

Estimated Cash to Close

Results

Max Base FHA Loan
—
Est. Total Loan (w/ UFMIP)
—
Implied LTV
—
Net Tangible Benefit
—
Est. Cash to Close
—

Notes & Flags

    Important Disclaimers

    For internal guidance only. Actual eligibility subject to FHA Handbook, investor overlays, and AUS findings.