Variable Income Analyzer

Analyze paystub & W-2 data to classify income as variable or stable per Fannie Mae guidelines (B3-3.1-01 through B3-3.1-04).

Employment 1

Upload Paystubs Drop or click to upload paystub images/PDFs. Upload 2–3 stubs for 30-day coverage.

Employment Details

Paystub YTD Earnings ?

Prior Year W-2 / Earnings History

Enter prior year totals from W-2s or tax returns. Two years recommended for trending analysis.

Upload W-2 Drop or click to upload a W-2 image/PDF to auto-fill prior year earnings
Year Base Overtime Bonus Commission
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